IGF::OT::IGF STANDARD AND POOR FINANCIAL SERVICES, LLP (S&P) SHALL PROVIDE THE FOLLOWING SUBSCRIPTIONS AND SERVICES TO THE LOAN PROGRAMS OFFICE: 1. CAPITAL IQ: IS A WEB-BASED INFORMATION SERVICES THAT COMBINES INFORMATION ON COMPANIES WORLDWIDE ALONG WITH A VARIETY OF SOFTWARE APPLICATIONS THAT ALLOW FINANCIAL PROFESSIONALS TO ANALYZE COMPANY FUNDAMENTALS, BUILD FINANCIAL MODELS, SCREEN FOR INVESTMENT IDEAS, AND EXECUTE OTHER FINANCIAL RESEARCH TASKS. S&P SHALL PROVIDE TWENTY (20) LICENSES/ 2. RATINGS DIRECT: IS A DESKTOP SOURCE FOR STANDARD&POOR'S CREDIT RATINGS AND RESEARCH COMBINED WITH ADDITIONAL MARKET INTELLIGENCE AND RISK INDICATORS. S&P SHALL PROVIDE NINE (9) LICENSES. 3. S&P RISK SOLUTIONS SCORECARDS: IS A CUSTOMIZED SET OF CREDIT SCORECARDS WHICH PROVIDE LPO THE ABILITY TO ANALYZE AND COMPARE THE LPO GENERATED CREDIT RATINGS FOR THE LPO PROJECTS AGAINST RATINGS GENERATED USING THE METHODOLOGIES AND DATA USED BY S&P. S&P SHALL PROVIDE UNLIMITED USE. FURTHER, S&P SHALL PROVIDE AN ANNUAL UPDATE, RECALIBRATION AND MAINTENANCE OF THE SCORECARDS TO ENSURE THAT THE RISK SOLUTIONS SCORECARDS REMAIN ANALYTICALLY SOUND, ALIGN WITH THE METHODOLOGY OF S&P, AND THE SCORING CRITERIA AND USER GUIDE ARE UP-TO-DATE.